Should I Put My Retirement Account Into A Trust?
If you're planning to leave your IRA to your children—especially through a trust—understanding the different options available and finding the best fit is critical for not only controlling your wealth but for taxes.
Big Beautiful bill: How it Impacts Your Money
At over 800 pages, the “Big Beautiful Bill” is replete with tax cuts, social safety net rollbacks, energy policy changes, and student loan overhauls. The big question on most people’s minds is How does this bill impact me and my money?
Target Funds: One Size Doesn’t Fit All
While target funds inside of your retirement account may seem like a safe and convenient choice, these funds often come with hidden costs and generic strategies that you could effectively do on your own for a lower cost.
Understanding How Interest Rates Change Over Time
In recent months, the Fed has opted against lowering interest rates further. So, how can mortgage rates, credit card rates, and interest rates offered by banks on savings accounts and CDs increase now?
Should You Have Bought Bitcoin? No, You Shouldn’t Have.
To be a good investor, you need to have the right mindset. This means letting go of the past and not worrying about moves you could’ve made when they were not wise in the first place.
No, America Isn’t Finished. Not Even Close.
Did you know that if one of these candidates is elected, America as we know it is finished? Doesn't this line of thinking ever get old? To many of us, the answer is no.
Don’t Get Out of the Market Because of the Election
At some point this fall, you can rest assured that the news cycle focus will shift to how the election outcome impacts the stock market. However, history and economic theory tell us that there is nothing to worry about when it comes to the U.S. Presidential Election and your money.
Why Kalen DeBoer Will Win Big At Alabama
When Bear Bryant died, everyone said there would never be another. Then Nick Saban came along and surpassed him. I'm not saying DeBoer will do the same - but you never say never.
How Whole Life Insurance Agents Screw Over The Middle Class
How much money can an agent make off selling term life insurance to the middle class? Not enough to make a living. So, of course, they have to pivot to something that pays them a lot more money at the expense of the same person they’re supposed to be helping.
Why Captive Insurance Agents Aren’t The Way To Go
Simple logic would suggest that the odds of one particular company having the best product at the best price for your needs are highly unlikely. It’s a good rule of thumb to rule out working with a captive agent for that reason alone.
How Do I Protect My Assets? Start By Making Good Decisions
Given today’s litigious society, you can understand why people want to do everything in their power to not only maximize their wealth but to protect it. We can set up trusts and corporations and get liability insurance all day long, but I absolutely cannot build a financial plan that will shield you from your own poor decisions.
“What Stock Should I Buy That Will Make Me a Lot of Money?
What's your best long-term stock to buy and forget that will make me oodles of money? What's your best, biggest pick? I get this question a lot, and this is how I answer it.
Why You Want To Avoid Cheaply-Price Stocks
It’s human psychology to think that a stock trading at $3 per share right now could easily double or triple, but in reality it is a loser’s game.
Dear Georgia, To Be The Best You Have to Beat The Best
Over the past 15 years, Alabama has owned Georgia. While Georgia’s historic run has been nothing short of impressive, the reality is that Georgia needs a convincing win against Alabama to cement their status as the top dog in college football.
How to Avoid Getting Scammed On Facebook
Since Covid, most sporting events and concerts have gone 100% digital with their ticketing. The good news is that things have gotten a lot easier. The bad news is that the scams have gotten much more elaborate. Here’s how you can identify a ticket scam.
“Why Should I Work With You”?
One of my favorite questions to answer is this: why should I work with you?
The Crafty “SAVE” Plan That Will Forgive Student Loans Anyway
For many, the new SAVE plan under the Biden Administration will completely forgive all of their federal student loans...
Man Bets $75,000 on Alabama to Beat Middle Tennessee. Here’s Why That’s FOOLISH
Why this man’s decision to bet $75,000 on Alabama to beat Middle Tennessee is a very foolish move. What he could have done instead is…
Social Security: The Greatest Social Program in American History
Social Security is the greatest social program passed in American history. Is it perfect? No, but what is? It’s pretty darn close given the entire situation.
How To Create Your Own Pension
With the old pension model, employers were essentially guaranteeing a retirement check to its employees for the remainder of their life. While the modern 401(k) model provides no such guarantee, there are ways you can effectively create your own pension plan.